How to Check CML Number Online
CML stands for Credit Information Bureau India Limited (CIBIL) Market Place, and the CML number is a unique identification number assigned by CIBIL to each borrower. This number represents the borrower’s credit history and creditworthiness, which is a critical factor in deciding whether or not to lend money to an individual. If you have ever applied for a loan or a credit card, you would have a CML number. In this article, we will discuss how to check the CML number online.
Step-by-Step Guide to Check CML Number Online:
Step 1: Visit the official website of CIBIL at https://www.cibil.com.
Step 2: Click on the “Get Your Credit Score” option.
Step 3: You will be directed to a new page where you will be asked to fill out your personal information such as your name, date of birth, address, and contact details.
Step 4: Once you have entered your details, you will be asked to answer a few security questions to verify your identity.
Step 5: After completing the security check, you will be asked to pay a nominal fee to access your CIBIL credit score and report. You can make the payment using any of the available payment options, such as credit card, debit card, or net banking.
Step 6: Once the payment is successful, you will be redirected to the CIBIL dashboard, where you can view your credit score and report.
Step 7: Your CML number will be displayed on the report along with other details such as your credit history, credit utilization, and credit accounts.
Note: It is important to note that you will need to have a valid PAN card to check your CML number online.
Conclusion:
Checking your CML number online is a simple and convenient process. By accessing your CIBIL credit score and report, you can get an insight into your credit history and creditworthiness, which can be helpful in improving your credit score and availing of credit in the future. It is advisable to check your CML number at regular intervals to ensure that all the information in your credit report is accurate and up-to-date.